I graduated from the Business Administration Faculty of the Chinese University of Hong Kong in 1985, with second class honor degree (major in Finance and minor in Economics). I have about 30 years’ working experience in the banking industry, with the position of Vice President for over 20 years. I also have acquired teaching experience in Lee Wai Lee Technical Institute as Part-time Lecturer, besides as Part-time tutor when studing at University. As I have just retired from the current position of Vice President at China Construction Bank, I would like to work as a tutor for the students.